body { background-color:#ffffff;  color:#495678; 
 font-family:Verdana, Arial, Helvetica, sans-serif; font-size:100%; 
 line-height: 1.1em; 
 padding: 0px; margin: 10 10 10 10; 
}
body {  }
td.contentBGheader { background-image:url(images/BGheader.jpg); background-position:top; background-repeat:no-repeat; }
td.contentBGfooter { background-image:url(images/BGfooter.jpg); background-position:bottom; background-repeat:no-repeat; }

ul { font-size: 11px; margin: 5px 0px 5px 0px; }
li.margLI { margin-left: 0px; }
ul.margUL { margin-left: 10px; }
.paraPoint2 { font-size: 12px; text-align:justify; margin-bottom: 20px; margin-left: 50px; }

a:link { color: #aa7711; text-decoration: none; }
a:visited { color: #885500; text-decoration: none; }
a:hover { color: #663300; text-decoration: none; }
a:active { color: #663300; text-decoration: none; }

a.hiddenLink:link { color: #495678; text-decoration: none; }
a.hiddenLink:visited { color: #495678; text-decoration: none; }
a.hiddenLink:hover { color: #663300; text-decoration: none; }
a.hiddenLink:active { color: #663300; text-decoration: none; }

a.copyright:link { color: #e0deeb; text-decoration: none; }
a.copyright:visited { color: #e0deeb; text-decoration: none; }
a.copyright:hover { color: #bab2d6; text-decoration: none; }
a.copyright:active { color: #bab2d6; text-decoration: none; }
.copyrightNOT { color: #e0deeb; font-size: 11px; }

.marginL5 { margin-left: 5px; }
.marginL25 { margin-left: 25px; }
.marginLogo { margin-left: 10px; margin-right: 10px; margin-top:5px; }
.marginLT5 { margin-left: 5px; margin-top:5px; }
.marginTB5 { margin-top:5px; margin-bottom: 5px; }
.marginTB15 { margin-top:15px; margin-bottom: 15px; }
.marginT { margin-top:20px; }
.marginContent { margin-left: 5px; margin-right: 5px; }
.margLogo { margin-top:10px; margin-bottom:5px; }
.paraTitle { font-weight:bold; margin-bottom:5px; }
.paraTitleW { font-weight:bold; margin-bottom:5px; margin-left: 20px; margin-right: 20px; width:750px; }
.paraTitleSubt { font-size:smaller; font-weight:bold; margin-bottom:5px; }
.paraTitleSub { font-weight:bold; margin-bottom:5px; }
.paraTitleT { font-weight:bold; margin-bottom:5px; margin-top:15px; }
.para { font-size: 12px; text-align:justify; margin-bottom: 10px; }
.paraB { font-size: 12px; text-align:justify; margin-bottom: 20px; }
.paraPoint { font-size: 12px; text-align:justify; margin-bottom: 20px; margin-left: 20px; }